Founder & Principal Adviser
Meet Werner
Gerber, CFA
For more than a decade I have worked with affluent South African families on investment and financial planning decisions. My work has included researching South African and international listed companies, advising on local and offshore portfolios, asset allocation and portfolio construction.
Werner Hugo Gerber · Hermanus, South Africa
My approach to advice
I help individuals and families take a fresh look at their financial arrangements, starting with one important question:
Does my overall financial strategy still deserve my confidence?
ClearGauge gives that question a defined starting point through an independent Financial Clarity Review. Clients can consider the findings before deciding whether to change their arrangements or appoint ClearGauge for ongoing advice.
How I approach the work
Before making recommendations, I want to understand what a client is trying to achieve, the constraints they face and the risks that matter most. Evidence should come before opinion. Sometimes the appropriate recommendation is a significant change; sometimes it is to leave suitable arrangements in place.
ClearGauge provides investment and financial planning advice. Where specialist legal, tax, accounting or fiduciary work is needed, I work alongside those professionals.
Professional standards
ClearGauge Wealth (Pty) Ltd is an Authorised Financial Services Provider, FSP No. 55826.
Advanced Private Wealth Management
Programme completed · CFA Institute
10 years in wealth management
Prior experience in wealth management
Additional examinations passed
- JSE Registered Securities Trader Examination — SAIFM
- RE1 — Regulatory examination for FSPs and key individuals
- RE3 — Regulatory examination for FSPs and key individuals in Categories II and IIA
- RE5 — Regulatory examination for representatives
Featured on Moneyweb
View our professional safeguards and independent verification links
My ambition is not to build the largest advice business. It is to build one that clients trust enough to recommend to their children.
Advice before action.
Start with the question that matters to you.
Tell us what has prompted your enquiry. We first confirm whether we can help and agree the scope and fee before any work begins.
Published commentary
On Moneyweb
The access illusion: Why are you still paying for last year’s advice?
Own Naspers? Watch the cash in Tencent’s next results
Your retirement reserve is there to be spent – when should you refill it?
What is a realistic retirement withdrawal rate, and what do advice fees cost?
The tax upside of sharing wealth
Is my TFSA and RA portfolio positioned correctly for long-term growth?
Reader question ·
Two funds, one big bet on America
Early GEPF retirement: How do I offset a reduced pension income?
Reader question ·
US bonds for South Africans: What is your money meant to do?
US bonds: What will you actually earn?
Waiting for a crash: Will you actually buy cheaper?
The S&P 500’s profits are booming – your returns may not
When should you seek a second opinion on your financial affairs?
Should you hold your share portfolio in a company?
When the market ‘crashes’, where does the money actually go?
Asset rich, cash poor: The estate-planning problem many families overlook
Your portfolio doubled – should your advice fee?
View Werner Gerber’s Moneyweb profile →